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注:ω=1、ω<1以及ω>1分别表示可控保密型CBDC、强保密型CBDC和弱保密型CBDC,变量取值分别对应表1情景(1)~情景(5)。α-mc>mc表示商户隐私偏好更强的情形,α-mc<mc表示消费者隐私偏好更强的情形。

","magId":"d11487fc-3352-4680-b9ec-4c765c0a0456","labelCn":"图2","pptUrl":"1000-1549-437-1-61/img_2.png.ppt","figUrl":"1000-1549-437-1-61/img_2.png","titleContentCn":"

注:ω=1、ω<1以及ω>1分别表示可控保密型CBDC、强保密型CBDC和弱保密型CBDC,变量取值分别对应表1情景(1)~情景(5)。α-mc>mc表示商户隐私偏好更强的情形,α-mc<mc表示消费者隐私偏好更强的情形。

","titleCn":"图2 CBDC隐私保护技术选择与CBDC替代现金比例","id":"F2","thumbnailUrl":"1000-1549-437-1-61/thumbnail/img_2.png"},{"captionCn":"CBDC相对现金的比例与总社会福利 ","magId":"01858bec-b7db-4bc8-b810-4960e254e383","labelCn":"图3","pptUrl":"1000-1549-437-1-61/img_3.png.ppt","figUrl":"1000-1549-437-1-61/img_3.png","titleCn":"图3 CBDC相对现金的比例与总社会福利","id":"F3","thumbnailUrl":"1000-1549-437-1-61/thumbnail/img_3.png"},{"captionCn":"可控保密型CBDC相对现金的比例与总社会福利 ","magId":"2cb54f51-6723-461b-9b08-545de33e3e15","labelCn":"图4","pptUrl":"1000-1549-437-1-61/img_4.png.ppt","figUrl":"1000-1549-437-1-61/img_4.png","titleCn":"图4 可控保密型CBDC相对现金的比例与总社会福利","id":"F4","thumbnailUrl":"1000-1549-437-1-61/thumbnail/img_4.png"}],"authorNotes_cn":["方显仓,联系方式为fangsix@163.com。","

感谢匿名评审人提出的修改建议,笔者已做了相应修改,本文文责自负。

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隐私信息供需视域下央行数字货币与现金替换:模型与数值分析

黄敏, 方显仓

中央财经大学学报 ›› 2024, Vol. 0 ›› Issue (1) : 61-73.

PDF(1280 KB)
PDF(1280 KB)
中央财经大学学报 ›› 2024, Vol. 0 ›› Issue (1) : 61-73.
金融保险

隐私信息供需视域下央行数字货币与现金替换:模型与数值分析

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Central Bank Digital Currency and Money Substitution under the Perspective of Privacy Supply and Demand: The Model and Numerical Analysis

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2023-04-26 2024-07-05
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